The information on this site is general in nature and is not a statement of contract. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to individuals meeting our underwriting criteria and state availability. All coverage is subject to underwriting guidelines, review, and approval. For further information contact a InsuranceAgency.com associate.